Now in private beta — 2,000+ on waitlist

Wealth building for the
next generation

GenwealthTech is the first wealth platform built for people who actually want to understand their money. AI-powered investing, zero fees, complete transparency.

Bank-level security

SOC 2 Certified

Backed by Y Combinator

app.GenwealthTech.io

Portfolio Live

$47,293

+12.4% this month

AI Insights

Based on your goals, we recommend increasing your tech allocation by 5%.

Recent Activity

Deposit

+$5,000

Auto-rebalance

2 hrs ago

Backed by world-class investors

Y Combinator

a16z

Sequoia

Index

Coatue

Features

Built different

We're not another boring finance app. We're rebuilding wealth management from first principles.

AI Portfolio Manager

Your personal wealth advisor that actually learns. Not some robo-advisor from 2015.

Zero Hidden Fees

We charge one flat fee. No expense ratios, no transaction fees, no "management" fees.

Instant Everything

Deposits, withdrawals, rebalancing — all happen in real-time. No 3-day waiting periods.

API First

Build on top of GenwealthTech. Full API access for power users and developers.

Self-Custody Option

Your keys, your crypto. Optional self-custody for the sovereignty maxis.

New

WealthGPT

Ask anything about your portfolio, taxes, or strategy. Get instant, accurate answers.

How it works

Three steps to financial freedom

1

Connect your accounts

Link your existing bank accounts and brokerage in under 2 minutes. We use Plaid — bank-level secure.

2

Set your goals

Tell us what you're building toward. Retirement? House? Financial independence? We build the path.

3

Let AI optimize

Our AI manages, rebalances, and tax-optimizes your portfolio 24/7. You focus on living.

GenwealthTech-api

const portfolio = await GenwealthTech.createPortfolio({
  name: "FIRE Strategy",
  risk: "aggressive",
  goals: ["retire_by_40"],
  autoRebalance: true,
  taxOptimize: true
});

// AI analyzes and suggests optimal allocation
const suggestion = await portfolio.ai.optimize();

console.log(suggestion.allocation);
// → { VTI: 60%, VXUS: 25%, BND: 15% }

Testimonials

Loved by early users

"I've tried every robo-advisor out there. GenwealthTech is the first one that actually feels like it knows what it's doing. The AI suggestions are legitimately useful."

JD

James Davidson

Software Engineer @ Google

"The transparency is refreshing. I can see exactly what the AI is doing and why. Finally, a fintech company that doesn't hide behind black boxes."

SK

Sarah Kim

Product Manager @ Stripe

"Switched from Wealthfront and never looked back. The API access alone is worth it — I've automated my entire investment strategy."

MR

Marcus Rodriguez

Founder @ TechStart

Changelog

Ship fast, ship often

View all

WealthGPT 2.0

New

Smarter conversations, better context awareness, and support for complex tax questions.

Today

iOS App Launch

Native iOS app with widgets, Siri shortcuts, and Apple Watch support.

3 days ago

API v2 Release

WebSocket support, webhooks, and improved rate limits for developers.

1 week ago

Join 2,000+ on the waitlist

We're onboarding new users every week. Reserve your spot.

No spam. Unsubscribe anytime. Already have access? Sign in

We're hiring 12 open roles

Join the revolution

We're a small, elite team rebuilding finance from first principles. If you're exceptional at what you do, we want you.

How we work

Move fast

Ship daily. No bureaucracy. No meetings that could be emails.

Own outcomes

You're not a cog. You own features end-to-end and see them through.

Elite team

Work with the best. We hire slowly and only for exceptional talent.

$150K+

Competitive salary

0.5-2%

Equity range

Unlimited

PTO (with minimum)

Remote

Work from anywhere

Open positions

Senior Frontend Engineer

Hot

Remote • Full-time • Engineering

Build the future of wealth management. React, TypeScript, WebGL.

ML Engineer

San Francisco • Full-time • Engineering

Build our portfolio optimization models. Python, PyTorch, financial markets experience.

Backend Engineer

Remote • Full-time • Engineering

Rust, Go, high-frequency trading systems. Build for scale from day one.

Product Designer

Remote • Full-time • Design

Make complex financial concepts feel simple and delightful.

Head of Growth

Urgent

San Francisco • Full-time • Growth

First growth hire. Own acquisition, retention, and expansion.

Don't see your role? Email us anyway

We're rebuilding wealth management from scratch

Founded in 2024 by ex-Stripe and ex-Robinhood engineers who were tired of the status quo.

The problem

Wealth management hasn't changed in decades. High fees, opaque strategies, and advisors who are incentivized to sell you products, not help you build wealth.

Robo-advisors promised disruption but delivered mediocrity. They're just Vanguard with a prettier UI and the same high fees.

Our solution

GenwealthTech combines AI, zero-fee investing, and radical transparency. We show you exactly what we're doing and why. No black boxes.

We're not here to be slightly better. We're here to be 10x better.

2024

Founded

12

Team members

$12M

Seed raised

2,000+

Waitlist

Meet the founders

AC

Alex Chen

CEO & Co-founder

Ex-Stripe, ex-Goldman Sachs. Built payment systems processing $10B+ annually.

MR

Maria Rodriguez

CTO & Co-founder

Ex-Robinhood, ex-Citadel. Built low-latency trading systems. MIT CS.

DK

David Kim

Chief Product Officer

Ex-Plaid, ex-Square. Product lead for Connect and developer platform.

In the news

TechCrunch

GenwealthTech raises $12M to build the "Linear for wealth management"

"The most ambitious fintech startup since Robinhood..."

The Information

YC's hottest fintech startup opens waitlist

"2,000 users signed up in the first 48 hours..."

Bloomberg

Can AI replace your financial advisor?

"GenwealthTech thinks yes, and they're building the proof..."

Features that actually matter

No bloat. Just powerful tools to build wealth.

AI-Powered

WealthGPT

Ask anything about your portfolio, taxes, or financial strategy. Get instant, accurate answers based on your actual data and the latest market research.

Natural language queries
Tax optimization suggestions
Risk analysis in plain English

You

Should I harvest losses this year?

WealthGPT

Based on your current positions, you have $4,200 in unrealized losses in your taxable account. Harvesting these would save you ~$1,260 in taxes. Want me to execute this?

import { GenwealthTech } from '@GenwealthTech/sdk';

const client = new GenwealthTech({ apiKey: 'fv_live_...' });

// Create a custom portfolio
const portfolio = await client.portfolios.create({
  name: 'Tech Heavy',
  allocation: {
    'VTI': 0.40,
    'QQQ': 0.30,
    'BTC': 0.20,
    'BND': 0.10
  },
  rebalance: true
});

// Execute trades
await portfolio.rebalance();

Beta

Developer API

Build on top of GenwealthTech. Full API access with webhooks, real-time data, and comprehensive documentation.

REST and GraphQL APIs
WebSocket real-time data
SDKs for Python, Node, Go, Rust

Wealth building for the next generation

Built different

AI Portfolio Manager

Zero Hidden Fees

Instant Everything

API First

Self-Custody Option

WealthGPT

Three steps to financial freedom

Connect your accounts

Set your goals

Let AI optimize

Loved by early users

Ship fast, ship often

WealthGPT 2.0

iOS App Launch

API v2 Release

Join 2,000+ on the waitlist

Join the revolution

How we work

Move fast

Own outcomes

Elite team

Open positions

Senior Frontend Engineer

ML Engineer

Backend Engineer

Product Designer

Head of Growth

We're rebuilding wealth management from scratch

The problem

Our solution

Meet the founders

Alex Chen

Maria Rodriguez

David Kim

In the news

GenwealthTech raises $12M to build the "Linear for wealth management"

YC's hottest fintech startup opens waitlist

Can AI replace your financial advisor?

Features that actually matter

WealthGPT

Developer API

Join the waitlist

You're on the list!

Senior Frontend Engineer

Application sent!

Wealth building for the
next generation